HOMEBUYER EDUCATION

HomeFirst offers Homebuyer Education Workshops that introduce participants to the steps to homeownership and provide advice from seasoned professionals who represent various stages of the home buying process.  Workshops are geared towards individuals interested in purchasing a home.

Due to COVID pandemic concerns and to ensure the safety of our clients, participants, and staff,  all workshops are currently virtual. 

To receive HomeFirst's certification, participants must pre-register for the class, provide proof of income and identification prior to attending the webinar/seminar.   To ensure that participants understand the steps to homeownership, the following topics are covered:

  • Time to Buy

  • Consumer Education/Budgeting

  • Consumer Education/Credit

  • How to Shop for a Home

  • Choosing a Realtor & Reviewing a Sales Contract

  • Inspecting the Property

  • Down Payment and Grant Assistance Programs

  • Mortgage Application Process & Types of Mortgages

  • Loan Closing Process

  • Post Occupancy & Avoiding Mortgage Default

  • Fair Housing Issues

  • Estate Planning

  • Disaster Planning and Recovery

 

At the end of the workshop, participants will earn their certification of completion. This certificate can be used to help qualify for various First Time Homebuyer Programs from mortgage lenders, local, state and federal housing programs.